Montecito Bank & Trust – Built for YOU, Rooted in Community
Behind every great community is a great bank—and at Montecito Bank & Trust, we’re here to support you every step of the way. With flexible banking options and personalized service, we make managing your money simple, secure, and stress-free.
Banking That Fits Your Life
Open a personal checking or savings account anytime, anywhere with our easy online application. Need financial support for your business? BizMax℠ Loans & Lines of Credit offer the boost you need—whether it’s for short-term growth or long-term success.
Helping Nonprofits Thrive
We believe strong nonprofits build strong communities. That’s why our nonprofit banking solutions are designed to help organizations grow, manage funds efficiently, and make a lasting impact.
Committed to Our Community
We don’t just serve our communities—we invest in them. Through financial literacy programs, local partnerships, and hands-on support, we’re making the places we live and work even better. We provide hundreds of hours of financial education to local schools and programs, empowering people of all ages to build brighter financial futures.
Our Story, Your Future
What started as a single branch in 1975 has grown into a trusted financial partner, dedicated to helping individuals, businesses, and nonprofits thrive. We’re proud of where we’ve been and excited for where we’re going—together.
Let’s build something great!
Montecito Bank & Trust
Apply online today!
